Silver Bay Lending, Over 20 Years of NY Mortgage Experience, Direct Mortgage Lenders. New York, Long Island, Hampton Bays, Smithtown, NY | Silver Bay Lending

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PURCHASE REFINANCE

Social Survey Reviews for NJ Lenders Corp

TRUSTED LENDER

Since 1991, NJ Lenders Corp has helped over 100,000 families with their mortgage needs.
-Mike Braun, Branch Manager

SATISFIED CLIENTS

You guys took us through all the steps. Whenever we needed you guys were there for us and explained everything to us. With a positive mindset. THANK YOU SO MUCH FOR YOUR HELP!!

Dionizia A Carvalho

It was great.

Corey Winkoff

Richard Sciarrone was super helpful with everything. I honestly felt like ending my home buying process and after one phone with him, I was full of hope. Fast forward to 3/4 weeks and I am officially a home owner. I can not thank Richard enough for all his help. Excellent service, start to finish!

Kaydon Holmes

Great services

Esmeralda Lopez Martinez

Rich was always easy to get In Touch with, patiently answered all our questions, and took time to explain everything in a way we could understand. As first time home buyers we couldn’t have asked for a better experience working with Rich!

Kate Nolan

This is my 3rd mortgage/refi with Rich and I would not go anywhere else.

Alexander Pacifico

4.9

STARS AVERAGE RATING

FROM 1273 Reviews

Our digital mortgage experience is simple and streamlined

Secure Real Time Updates
Borrowers need a responsive lender. As you’re guided through your loan application, get real-time access to loan progress information. Plus, you’ll never have to dig for information because updates are provided in one accessible hub.

Easy Document Uploading and Signing
You’re looking for simplicity and we can deliver. Instead of playing an endless game of phone tag or figuring out the fax machine, borrowers can do everything with a few simple taps on the device of their choosing.

Same Day Pre Approvals and Quick Rate Quotes
Explore your options with calculations that you can trust. Our industry-leading tools allow for efficient response times so you’ll never be stuck waiting on us.

Start Application or Get Pre Approved

Intuitive Tools

Mortgage Calculators

Silver Bay Lending provides borrowers with intuitive mortgage calculators to assist their loan journey. We make the process simple. View our calculators to see what loan works best for your needs.

Calculators

Calculate your Monthly Rate and See Your Options

Mortgage*

Interest rate*

Price of Home*

Down Payment

Property Taxes*

Insurance*

PMI

Total monthly payment

$1,958

Principal and Interest $1,478.84

Taxes $250.00

Insurance $125.00

PMI $104.17

Does your future add up?

The information shown is for illustrative purposes only and does not represent a credit decision or commitment to lend. These figures apply to a borrower with excellent credit and are subject to change without notice. Products and terms may not be available for your situation. Pricing add-ons related to loan amount, property type, loan-to-value, credit score and other variables may apply. Adjustable-Rate Mortgage (ARM) rates and monthly payments are subject to increase after consummation. Please contact your Mortgage Markets Cuso Loan Officer for further information about fees and terms, and to discuss your specific situation.

WHY Silver Bay Lending

Silver Bay Lending is a registered dba of NJ Lenders Corp. It is a privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, MD, FL, MA, CO, and GA. With 17 offices and over $40 billion in closed mortgage loans, we know how to get the job done. Many of our Mortgage Loan Originators are recognized nationally as the best in their field.

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Resources

The tools you need to get started

	Buying a Home	Download
	Refinancing a Home	Download
	Selling Your House	Download
	A Millennials Guide to Buying a Home	Download