Blog Articles | Silver Bay Lending

Oct 28, 2020

In aprevious article, we discussed some of the strategies for minimizing your down payment. But what

Oct 27, 2020

The 30-year fixed-rate conventional mortgage is by far the most popular type of home loan in New Jersey and

Oct 26, 2020

Home buyers in New Jersey who make smaller down payments often have to pay for a mortgage insurance policy.

Oct 25, 2020

There’s nothing like tax reform to create confusion among taxpayers. Previously, we wrote that home

Oct 24, 2020

Should I buy a home in New Jersey now, in 2018, or wait until 2019? What will market conditions be like if I

Oct 23, 2020

When home buyers think about down payment assistance, it’s usually grants and short-term loans that

Oct 22, 2020

Could writing a heartfelt letter to the seller give you an added advantage during a real estate bidding war?

Oct 20, 2020

“What kinds of things do I need to buy a house in New Jersey?” This is a common question among

Oct 19, 2020

FHA loans are a popular mortgage option among home buyers in New Jersey, particularly for first-time buyers

Oct 18, 2020

New Jersey homeowners with home equity loans will no longer be able to deduct from their taxes the interest

Oct 17, 2020

On December 22, President Trump signed into law a sweeping tax bill drafted by Republicans in the House and

Oct 16, 2020

The real estate escrow process in New Jersey is something that generates a lot of questions (and sometimes

Oct 15, 2020

How much house can I afford to buy in New Jersey, when using a mortgage loan? This is one of the most common

Oct 14, 2020

This is the second in a two-part tutorial that explains the different types of mortgage loans in New Jersey.

Oct 13, 2020

The tax plan created by some members of Congress, and endorsed by the president, could change the way