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Should I Pay Points to Lower My Interest Rate?

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Should I Pay Points to Lower My Interest Rate?

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NJ Lenders Corp.

NMLS# 35286

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NJ Lenders Corp. dba Silver Bay Lending. NMLS ID: 35286 www.nmlsconsumeraccess.org; NJ Lenders Corp. is licensed in the following states: California - License Number 41DBO-170875; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Colorado - Regulated by the Division of Real Estate; Connecticut Mortgage Lender License No. 8566; Delaware – Lender License No. 031935; Florida Mortgage Lender License No. MLD583; Georgia Mortgage Lender License No. 70814. Maryland Mortgage Lender License No. 19642; Massachusetts Mortgage Lender License ML35286; New Hampshire Mortgage Banker License - License/Registration #: 24507-MB; New Jersey Residential Mortgage Lender License No. 9100938. Licensed by the N.J. Department of Banking and Insurance; New York Licensed Mortgage Banker NYS Department of Financial Services Mortgage Banker License No. B500605 and Exempt Mortgage Loan Servicer Registration No. B500605; North Carolina Mortgage Lender License No. L-202120; Ohio Residential Mortgage Lending Act Certificate of Registration No. RM.804990.000; Pennsylvania Mortgage Lender License No. 22105; South Carolina-BFI Mortgage Lender / Servicer License MLS - 35286; Tennessee Mortgage License No. 244997; Texas-SML Mortgage Banker Registration; Virginia NMLS ID No. 35286 (www.nmlsconsumeraccess.org). Virginia Broker License No. MC-3196; Lender License No. MC-3196. District of Columbia Mortgage Lender License MLB35286. Rhode Island Lender License No. 20224433LL; Broker License No. 20224434LB; Washington Consumer Loan Company License No. CL-35286. This information is not a loan commitment or an offer to extend credit as defined by 10 CFR 1026.2. Program rates, loan terms and conditions are subject to change at any time and may vary based on the individual borrower's eligibility and credit history. NJ Lenders Corp. is an Equal Housing Lender. For more information please visit our License Page