Blog Articles | Silver Bay Lending
Jul 5, 2020

The Lowdown on Down Payments

MYTH: You need to put 20% down to purchase home. FACT: There are many options out there, you can

Jul 4, 2020

How to Know When It’s Time to Refinance

Refinancing is a pretty simple concept. It means you pay off your existing mortgage and replace that loan

Jul 2, 2020

How To Choose The Right Mortgage Loan Officer

Choosing a loan officer, like choosing a Realtor, is one of the most important decisions you can make when

Jul 1, 2020

Demystifying the Mortgage Loan Process

There are so many moving parts to the successful purchase of a home,and getting a mortgage is a big

Jun 30, 2020

Talk the Talk . . . all the mortgage terms you need to know

The process of getting a mortgage has it’s own lexicon. There are words, acronyms and shorthand that

Jun 29, 2020

3 Important Things To Know About Mortgages

Everyone has advice when it comes to buying a home. But there are a few things that you should keep in mind

Jun 27, 2020

0% Down-Payment Home Loans . . .USDA, the last Frontier

Frontier brings to mind windswept fields and plains dotted with distant homes and outbuildings. Rural,

Jun 27, 2020

First Time Buyer? Get Set!

Financial documents in order and accessible?Check. Credit score at least

Jun 25, 2020

First Time Buyer? Get Ready!

Most kids get an annual check up. Many adults also have a physical every year or two. But how often have you

Jun 23, 2020

It’s a Good Time in the Mortgage Market Once Again

The housing debacle that forced millions out of their homes in the last decade is something we’d all

Jun 22, 2020

NJ Lenders - Don't Let The Name Fool You

You know us by our name. For our clients both past and present, we’re NJ Lenders Corp. and proud of our

Jun 20, 2020

Things To Avoid So Your Mortgage Loan Is Not Turned Down

This could just as easily be called, “Top Tips for a Loan Approval” or “Don’t

Jun 19, 2020

College Tuition On the Horizon?

New parents at some point begin to hear the phrase, “save for college education.” Yet many

Jun 18, 2020

Coming to Terms - Balancing Payment and Saving Goals

When calling around for interest rate quotes or visiting any number of mortgage websites, you’ll

Jun 17, 2020

When Am I Really, Really Approved For My Mortgage?

That might seem such a silly question at first glance. After all, how many approvals can a lender actually