Blog Articles | Silver Bay Lending
Feb 2, 2023

Payment Saver Program: A Temporary Interest Rate Buydown Could Be Your Answer

As borrowers navigate historically low inventory, inflation concerns, and volatile interest rates, there is

Jan 19, 2023

Great News: Fee Elimination, Lower Rates for First- Time Homebuyers

In an effort to offer legitimate assistance to first-time homebuyers in a higher rate environment, Fannie Mae

Jan 9, 2023

2023 Real Estate Market Forecast: Positive Possibilities and a Gradual Return to Normalcy

The 2022 housing market was defined by two factors: inflation and rising mortgage rates. In many ways, the

Jan 5, 2023

3 Best Practices for Selling Your House This Year

A new year brings with it the opportunity fornew experiences. If that resonates with you because

Dec 15, 2022

Is the Real Estate Market Still Seasonal?

Prior to the pandemic, real estate activity followed predictable seasonal patterns. The market would pick up

Dec 11, 2022

Fraud Expert Frank Abagnale’s 7 Tips for Protecting Your Credit and Your Identity

Considered one of the world’s most respected authorities on credit fraud and identity theft, Frank

Dec 8, 2022

Key Advantages of Buying a Home Today

There’s no doubtbuying a hometoday is different than it was over the past couple of years,

Nov 29, 2022

The Cost of Convenience: Tracking Your Forgotten Recurring Subscriptions

35% of Americans signed up for accounts with recurring payments without even realizing, according to a survey

Nov 8, 2022

Key Factors Affecting Home Affordability Today

Every time there’s a news segment about the housing market, we hear about the affordability challenges

Oct 18, 2022

BRRR: A Realistic Strategy for Rental Properties

The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method is a real estate investment strategy that details how

Oct 3, 2022

Home Loans for Newlyweds: Using Gift Funds for a Down Payment

The average cost of a mortgage down payment for a first-time buyer is approximately 7% of the total property

Sep 27, 2022

Is the Housing Market Finally Settling Down?

Stories of frequent and intense bidding wars have dominated real estate headlines for months. With the number

Sep 19, 2022

10 Tips for Better Password Security

If your personal data is compromised, weak passwords can lead to serious consequences. And as we see a record number of data breaches every year, it’s more important than ever to start investing time into creating stronger passwords.

Sep 12, 2022

How to Compete With Cash Offers Without Sacrificing Your Budget

When house hunting, money matters- especially in a hot market. But borrowers can still find ways to be the

Aug 9, 2022

How to Combat High Rates With a 2-1 Temporary Buydown Loan

With increasing mortgage rates, many borrowers are looking for loan options to help combat higher monthly