Blog Articles | Silver Bay Lending
Jan 1, 2022

Pros and Cons of Waiving an Appraisal When Buying a Home

Lenders are touting to realtors and borrowers that they do not require an appraisal in order to approve and

Oct 4, 2021

Buying a Home if You’re Legally Separated or Divorced

Please speak to a mortgage professional prior to consummating your Property Settlement Agreement (PSA) to confirm the terms set forth in the agreement comply with standard mortgage underwriting guidelines.

Sep 7, 2021

What You Need to Know About Homes with Solar Panels When Buying and Selling

Solar panels are a great way to become more environmentally-friendly while saving on your energy bills. Some

Aug 3, 2021

With Rents on the Rise – Is Now the Time To Buy?

With rents continuing to rise across the country, renters should consider if now is the right time to buy. There are multiple benefits to buying sooner rather than later. Let’s discuss your options so you can make your most powerful decision.

Jul 1, 2021

What Do Experts See on the Horizon for the Second Half of the Year?

As we move into the latter half of the year, questions about what’s to come are top of mind for

Jun 8, 2021

Applying for a Mortgage with a Credit Freeze

Unexpected data breaches can leave consumers’ Personally Identifiable Information (PII) exposed,

Jun 1, 2021

Building Your Business Credit When Your Self Employed

If you are a business owner or if you are looking to start a new business, one of the most overlooked

May 6, 2021

Home Equity Reaches Record Highs- 6 Ways to Put Your Equity to Use

Homes with a mortgage gained an average of $26,300 in equity during the last three months of 2020 versus a

May 6, 2021

3 Things Self-Employed People Need to Know When Securing a Mortgage in 2021

The term self-employed includes those that own 25% or more of any business entity, corporation, LLC, etc.,

May 6, 2021

2020 Tax Preparation Checklist If You Own Rental Properties

Real estate tax rules can vary greatly depending on the type of property and form of ownership, such as an

Feb 26, 2021

Everything Homeowners Need to File Their Tax Return in 2021

Whether you’re an existing homeowner, recently bought a new home, or decided to refinance your home in

Feb 17, 2021

Why You Shouldn’t Wait to Purchase or Refinance Your Home in 2021

With spring on the horizon and vaccines becoming more widely available, a return to normalcy could be

Feb 16, 2021

Here’s Why Your Refinance Mortgage Might Have a Higher Rate Than Your Purchase Mortgage

As of December 1, 2020, the Federal Housing Finance Agency (FHFA) has introduced a new refinancing fee,

Feb 15, 2021

Four Expert Views on the 2021 Housing Market

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we

Feb 14, 2021

How to Handle Student Loan Debt When Buying a Home

Student loan debt can discourage potential homebuyers in a variety of ways. Between raising your