Blog Articles | Silver Bay Lending
Aug 2, 2022

Navigating a Mortgage During a Divorce

Navigating the divorce process requires a true understanding of all lending guidelines, products, and

Jul 7, 2022

Fannie Mae Retires Temporary COVID-19 Guideline for Self-Employed Borrowers

On February 2, 2022, Fannie Mae announced the removal of temporary COVID-19 requirements for

Jul 1, 2022

Why A Non-QM Loans Might Be For You

Are you a self-employed borrower? Do you own your own business, and have maybe struggled to obtain financing?

Jun 30, 2022

Housing market reaches a turning point in 2022

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the

May 3, 2022

Medical debt to be excluded from millions of credit reports

The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will

Apr 5, 2022

What You Need To Budget for When Buying a Home

When it comes tobuying a home, it can feel a bit intimidating to know how much you need to

Mar 28, 2022

3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan

Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance

Mar 22, 2022

The Average Homeowner Gained More Than $55K in Equity over the Past Year

If you’re a current homeowner, you should know your net worth just got a big boost. It comes in

Mar 14, 2022

Using Crypto to Buy a Home: Everything You Need to Know

Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods

Mar 8, 2022

Supply and Demand in Housing

Feb 22, 2022

Debunking 5 Common Credit Inquiry Myths

Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.

Feb 8, 2022

2022 Tax Season Checklist: What Homeowners Should Gather Before Filing

Even though taxes aren’t due until April 18, 2022, it pays to get organized. Tax filing season began on

Feb 3, 2022

Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever

Buying a home just became easier for self-employed borrowers. When COVID-19 first began,

Jan 10, 2022

The Gift Tax Myth: How it Impacts You

HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal

Jan 6, 2022

Fannie Mae Releases New Requirements for Condos in 2022

Beginning January 1, 2022, Fannie Mae is taking a stronger look at condos after releasing requirements that